Home>Car Finance

Car Finance

Work out how much you can afford every month

Representative example: Excellent credit

Borrowing £7,500 over 48 months with a representative APR of 11.2%, an annual interest rate of 11.2% and a deposit of £0.00, the amount payable would be: £192.50 a month, with a total cost of credit of £1,740 and total amount payable of £9,240.

How it works

Get instant approval*

Apply for vehicle finance and get approved with Zuto's same day decision technology.

Find your car

Buy from any UK dealer or let Zuto's car finding team help you.

Drive away happy

Sign the paperwork, Zuto will pay the dealership and you can collect your vehicle.
What our customers are saying

Very patient and friendly

I was assigned my own advisor who was very patient and friendly, she offered a lot of advice and knowledge.
Jake, Leeds

Straight forward

I was pre approved and went searching for my new car with confidence. Once I found my car, the paperwork was very straight forward. I only wish everything in life was this simple.
Sharon, Devon

So easy

From start to finish the loan process was so easy, the staff were extremely helpful, concise and to the point.
John, Glasgow
Compare car finance from leading brands

Finance FAQs

How do I apply for car finance?arrow
Do I have to choose my car before I apply?arrow
Where can I buy a car from?arrow
Can I get car finance if I'm self employed or have a bad credit rating?arrow
When will I get a decision?arrow
What vehicle can I get finance for?arrow

Terms and conditions

*Subject to meeting the terms and conditions of our lending panel
Please note that your personal finance example and monthly repayment are designed to give you an indication of how much you may expect to pay for your loan. Due to the many factors involved in vehicle finance companies making their decision, Zuto can't guarantee being able to obtain a loan at the quoted rates/prices. Zuto’s staff will always try to obtain the best deal for you based on all your circumstances.

Zuto Limited. Registered in England. Registered number 05722976. Registered Office: Winterton House, Winterton Way, Macclesfield, Cheshire SK11 0LP. Zuto Limited is acting as a credit broker and not a lender, authorised and regulated by the Financial Conduct Authority, registration number 452589. All finance is subject to status and income. Applicants must be 18 or over, terms and conditions apply, guarantees and indemnities may be required. Zuto can introduce you to a limited number of finance providers, based on your credit rating, and we may receive a commission for such introductions.

Auto Trader Limited is an introducer appointed representative of Zuto Limited, which is authorised and regulated by the Financial Conduct Authority